Privacy Policy

This privacy statement applies to www.TopSingaporeBanks.com website ("TopSingaporeBanks") that collect data and display these terms, as well as their offline product support services. It does not apply to websites, services and products that do not display or link to this statement or that have their own privacy statements.

TopSingaporeBanks is not responsible for any errors or inaccuracies in the transmission of visitor information, interference, misrepresentation or malfunction of the system due to force majeure or for any other reason not attributable to the gross negligence or fraud of TopSingaporeBanks and/or its employees.

TopSingaporeBanks has taken all necessary steps to safeguard the security of the services provided and the privacy of visitors of the site. However, TopSingaporeBanks bears no responsibility if the privacy of this information is violated despite due diligence.

TopSingaporeBanks is committed to protecting the confidentiality and confidentiality of information provided and complying with applicable Personal Data Protection legislation. Please review this Privacy Statement (hereinafter "the Statement") to learn more about the type of information we collect about you through this site and how we use this information.

TopSingaporeBanks collects personal data as part of the provision of professional services (see below for more information).

As part of this fundamental obligation, TopSingaporeBanks is committed to properly protecting and using personal information (often referred to as "personal data" or "PII") collected either online through www.TopSingaporeBanks.com website, either through the professional services it provides, or through communication/collaboration with any third party.

Generally, the purpose of TopSingaporeBanks is to collect only the personal data voluntarily provided by web visitors so that it can provide them with information and/or services or in order to better serve them and personalize their experience and interaction with TopSingaporeBanks.

Please read this Statement to learn more about how we collect, store, use, transmit and protect the information/personal information we receive.

1. Personal information collected by this site and why we collect it.

We receive your personal data if you choose to provide it, for example by contacting us by email. In some cases, you may have previously provided your Personal Data to TopSingaporeBanks.

By submitting your personal data to TopSingaporeBanks, you also consent to our use of this data in accordance with this Statement. Your personal data is not used for any other purpose, unless we obtain your permission, or unless required or permitted by law or by professional standards.

TopSingaporeBanks generally collects only the personal data necessary to satisfy your requests. For example, if you use our services, we will use your data to fulfill our fulfillment obligation and the provision of our service in the context of an agreement between us. We also use data for our legitimate interests, such as providing you with the best and most relevant content for the site, email and newsletter, to improve and promote our products and services, the content of TopSingaporeBanks website, as well as for management, fraud detection and other legal purposes. When we use personal data to serve our legitimate interests, we always give priority to your rights and interests regarding the protection of your data over our own rights and interests. Where additional, optional information is sought, you will be notified at the time of data collection.

1.1 Automatic Collection of Personal Data

Generally the website www.TopSingaporeBanks.com does not use cookies, web beacons, or other technologies to automatically collect certain categories of data when you visit us online.

1.1.1 IP Addresses

The IP address is a number assigned to your computer each time you access the Internet. It allows computers and servers to identify and communicate with each other. The IPs from which visitors appear to come from may be logged for information security and system diagnostics reasons. This data can also be used in aggregate form to analyze site trends and performance.

1.1.2 Cookies

A cookie is a standard automated data collection tool. Cookies are small text files that are placed on your computer or device by websites you visit or emails formatted with HTML you open to make sites work or work more efficiently.

No cookies are placed on your computer or on your device with internet connectivity every time you visit us online. The website www.TopSingaporeBanks.com does not use cookies technology.

"Collection of data from third parties". Other third-party tools and widgets may be used on our site to provide additional functionality or to provide personalized information and content that may be of interest to you. Use of these tools or widgets may install a cookie on your device to make their service easier to use, and to ensure that your activity is displayed correctly on our site.
We do not allow these third parties to collect personal information about you (such as your email address) on our site, nor do we share any personal information about you with them.

Cookies alone do not disclose your email address or identify you personally in any other way.

If in the future you do not wish to receive cookies you may be able to refuse them by adjusting your browser settings to reject cookies. If you do so, we may be unable to offer you some of our functionalities, services or support. If you have previously visited our Website, you may also have to delete any existing cookies from your browser.

Do-Not-Track. There are different ways you can prevent tracking of your online activity. One of them is setting a preference in your browser that alerts websites you visit that you do not want them to collect certain information about you. This is referred to as a Do-Not-Track ("DNT") signal.

Please note that our Website may not recognize or take action in response to DNT signals from web browsers. At this time, there is no universally accepted standard for what a company should do when a DNT signal is detected. In the event a final standard is established, we will assess how to appropriately respond to these signals.

For more detailed information about cookies, Do-Not-Track and other tracking technologies, please visit http://www.youronlinechoices.com

1.1.3 Google Analytics

TopSingaporeBanks uses third party service providers to gather user metrics and usage data. These service providers may collect anonymous information about your visits to our Website, your interaction with that Website, and the products and services offered by us, our partners and our suppliers through the use of cookies, pixel tags, JavaScript code or other web technologies. We may use this anonymous information to provide targeted advertisements to you for goods and services, for marketing analysis, and for quality improvement purposes. Currently, we use the following web tracking services:

Google Analytics: Google Analytics is a web analytics service provided by Google, Inc. ("Google"). Google Analytics uses "cookies", which are text files placed on your computer, to help the Website analyze how users use the site. The information generated by the cookie about your use of the Website will normally be transmitted to and stored by Google on servers in the United States. In case of activation of the IP anonymization, Google will shorten the IP address in EU Member States or other countries of the European Economic Area. Only in exceptional cases, the full IP address is sent to a Google server in the US and shortened there. On behalf of the Website provider Google will use this information for the purpose of evaluating your use of the Website, compiling reports on Website activity for Website operators and providing other services relating to Website activity and internet usage to the Website provider. Google will not associate the IP address transmitted by your browser with any other data stored by Google.

You may refuse the use of cookies by selecting the appropriate settings on your browser. However, please note that if you do so, you may not be able to use the full functionality of this Website. Furthermore, you can prevent the acquisition of data collected by cookies and relating to your use of the Website (including your IP address) by downloading and installing the browser plug-in available under https://tools.google.com/dlpage/gaoptout. Please note that on this Website, Google Analytics code is supplemented by "anonymizeIp". This allows to process IP addresses in a shortened form to exclude direct reference to a specific person. For more information provided by Google: https://support.google.com/analytics/answer/6004245?hl=el.

In any case, if you want to manage, deactivate or authorize the cookies, you can use the below links:


1.1.4 Contact forms and email links

Should you choose to contact us using the "Contact Us" form or an TopSingaporeBanks email link, none of the data you provide will be stored from this site or will be transferred or processed by any third party data processor. Instead, this data will be sent to us via email via the Simple Mail Transfer Protocol (SMTP).

1.2 Children

TopSingaporeBanks understands the importance of protecting children's personal data, especially in an online environment. In particular, our site is neither deliberately designed nor intended for children under the age of 13. Our policy is to never collect or knowingly collect data about anyone under the age of 13.

2. Disclosure and Transfer of Personal Data

We do not share personal data with third parties who are not affiliated with us unless required for our legitimate business purposes and business needs in order to respond to your requests and/or as required or permitted by law.
In some cases, TopSingaporeBanks may share your personal information with various external companies or service providers or vendors working on our behalf to respond to your requests after we have informed you in advance and we receive your consent.
TopSingaporeBanks may also disclose personal data relating to the sale, assignment or other transfer of the business of the data site in order to respond to requests from government or enforcement law services or where required by the provisions of applicable law, court decisions or legislative regulations. Such disclosures may also be required for personal data protection or security controls and/or to investigate or respond to security complaints or threats.

TopSingaporeBanks does not sell any personal data to any third parties. Also, TopSingaporeBanks will not pass on the personal data you provide to any third parties.

3. What rights do I have regarding processing my data?

You may exercise, as appropriate, the following rights: the right of access (to find out what data we process, the reasons for and its recipients), the correction (to correct any data deficiencies or inaccuracies, deletion (forgetting) (deleting them from our files, but no longer necessary), limiting processing (if data accuracy is in doubt), portability (getting your data into a structured and shared file)
These rights are exercised at no cost to you, by sending a related letter or e-mail to TopSingaporeBanks, unless they are frequently repeated and have an administrative cost to us, so you will be charged the relative costs.
If you exercise any of these rights, we will take all possible steps to satisfy your request within thirty (30) days of receipt of the request, after informing you either of its satisfaction or of the objective reasons that prevent it to his satisfaction.
In addition, you may at any time object to the processing of your personal data for the purpose of providing professional services, with your consent revoked. However, this will lead to termination of professional services, as no professional services will work without the processing of your personal data.

Generally, the website www.TopSingaporeBanks.com requires only the personal data necessary to complete the service you requested or to access our products/software online or to process/send a product order. We may also ask you to provide TopSingaporeBanks certain personal information in order to obtain additional information about our services, our products, and our events. TopSingaporeBanks may also request your permission for certain uses of your personal information, and you can either consent or deny these uses.

How to stop receiving emails from us (Exemption Request)/Contact Preferences

You may stop delivering a future promotional message at any time by TopSingaporeBanks:

- Send us an email at "info@TopSingaporeBanks.com" with subject "Remove"
- Following the instructions contained in each email communication.

If you decide to opt out of a service or communication, as soon as we receive your opt-out request, we will attempt to delete your data as soon as possible, although we may need some time and/or information before we can process your request.
You can contact us by email or through the contact form if you need further assistance.

4. How long will you keep my data in a file?

We will keep your data for as long as you maintain a contractual relationship with us both in hard copy and electronically. In the event that, for any reason, it is discontinued, we will hold it for as long as it takes until the time limit for any relevant claims expires. The criteria used to determine retention time include:
(a) The period during which we have a continuous relationship with you
(b) whether there is a legal obligation to which we are subject, or
(c) whether the maintenance is in accordance with our legal position (such as enforcement of statute of limitations, litigation or regulatory inquiries).

5. Data Security and Integrity

TopSingaporeBanks applies reasonable technical and organizational security policies and procedures to protect personal data and information from loss, misuse, alteration or destruction.

In addition, we strive to ensure that access to your personal information is restricted to anyone who needs to know it. People with access to the data are required to respect the confidentiality of this data.

Please note that the transmission of information over the internet is not completely secure. While we make every effort to protect your personal information, we cannot guarantee the security of the data transmitted to our site. Upon receipt of your information, we will apply strict security procedures and functions to try to prevent unauthorized access.

We make every reasonable effort to keep the personal data we collect from you only for the period for which we need such data for the purpose for which it was collected or until it is requested to be deleted (if this occurs earlier), unless if we continue to abide by the legislation in force.

6. Links to other sites

TopSingaporeBanks website may contain links to other sites governed by other privacy statements whose content may be different from this Privacy Statement. Please review the privacy policy of each site you visit before submitting any personal data to it. Although we strive to provide links only to sites that share our high standards and respect for privacy, we are not responsible for the content, security or privacy practices of other sites.

7. Provision of professional services

TopSingaporeBanks receives personal data when providing professional services and/or selling products, usually when providing services and/or selling products to individuals. Our customer relationships are governed by our letters of association and general terms of business, including the use of the personal information we receive. TopSingaporeBanks provides services of various types and its role may not always be clear to data subjects. However, TopSingaporeBanks complies with its obligations under applicable European personal data protection law and applicable personal data management regulations.

Data Violations

We will report any unlawful breach of the database of this site or the database of any third party data processor to any and all interested parties as well as to and within 72 hours of the breach, provided that the personal data stored in a recognizable format has been stolen.

Data Controller

The data controller person of this site is the legal person who represents this site and is legally represented.

Changes to this Statement

TopSingaporeBanks submits this Statement for frequent review and may amend or revise it at our sole discretion. We encourage you to periodically review this Statement to see if there are any changes to the way we handle your personal information. If we make any significant changes or changes that affect you (e.g., if we begin to process your personal information for purposes other than those listed above), we will contact you before we begin processing.

8. Contact us

If you have any questions, comments or complaints about the management or protection of your personal data or if you wish to modify your personal data or exercise any of your rights as a data subject, please contact us at TopSingaporeBanks central email address info@TopSingaporeBanks.com.